No driver wants to be involved in an accident. But, most of us recognize that there is a good chance that we will be at some point. In the majority of countries, the amount of traffic on the roads is increasing. For example, according to Statista, since 1990, the number of vehicles on American roads has risen by 79.4 million. In general, busier roads mean more collisions. If you are unlucky you will be hit by a big vehicle. Something that greatly increases your chances of being injured or having your vehicle totaled. In that situation, it is usually wise…